Homes, of course, were originally designed not as part of an investment strategy, but for living in! Shelter is a basic human need. But these days, we tend to spend a disproportionate part of our income on shelter… especially if we live in a major city or a developed country in general. You would probably agree with me that housing costs in the western world have, shall we say, gone through the roof!

On the other hand, you might reasonably counter, your home doesn’t really cost you anything. It actually makes you a lot of money. I know countless people who bought their homes for let’s say a hundred grand not so many years ago, and those same houses are now worth well into seven figures. They could easily pay off their mortgages tomorrow and walk away with a million in cash. Others have been even more aggressive moving up the so-called property ladder, trading up to a bigger and better house every couple of years and cashing in capital gains at each stage.

So, are you getting the most out of your home? Here’s one scenario which works for a lot of people these days. It will more than Montenegro real estate likely be directly applicable to your situation.

First and foremost, you need shelter. I wouldn’t suggest for a moment reducing your standard of living. But the price of housing has become so ridiculously high in places like London or San Francisco, that you could probably cash out, take early retirement and live a much better life elsewhere, for less money. How does a rural house in the South of France, a villa overlooking a Caribbean beach and a pied a terre on the ski slopes sound? Whatever turns you on, with pocket money thrown in…

You probably don’t need me to tell you that this is easily achievable from a financial point of view. Ubiquitous broadband internet makes it practical from a business point of view. Friends and family? Well how much do you really see of them anyway? How about sending them tickets to visit you and spend some quality time with you instead? International experience is really a must these days for kids.